Getting health insurance when you’re already dealing with medical conditions like Type 2 Diabetes, Hypertension, Asthma, or Heart Problems has always been difficult. Most regular health plans either reject such cases or make you wait 2 to 4 years for any meaningful coverage.
But now, there’s a solution — a regular health insurance policy that not only accepts people with existing conditions but also starts coverage from Day 31, and that too with affordable premiums and great discounts.
🌟 A Regular Plan with Extra Protection
This is a complete mediclaim policy with all standard features — but with an edge:
It offers early coverage for certain pre-existing diseases, along with a wide range of hospitalization and wellness benefits.
🩺 Special Diseases Covered from Day 31
✅ Type 2 Diabetes
✅ Hypertension (High Blood Pressure)
✅ Asthma
✅ Hyperlipidemia (High Cholesterol)
✅ Coronary Artery Disease (Angioplasty done 1+ year ago)
📌 Normally, these conditions have a 2–4 year waiting period. But in this plan, coverage begins just after 31 days of policy start.
💰 Affordable Premium with Discount Options:
🔹 Family Discount
🔹 Long-Term Plan Discount (2 or 3 years)
🔹 Online Payment Discount
🔹 Early Age Purchase Discount
🔹 Wellness & Fitness Rewards
Enjoy better coverage at a lower price, with extra benefits.
💎 Full Benefits Included:
🏨 Room Rent – No limit (Super Deluxe allowed)
🏥 All hospitalization covered – ICU, surgeries, doctor fees
🌿 AYUSH Treatment – 24 hours hospitalization needed in registered Ayurvedic Hospital
⏱ Pre & Post Hospitalization – 60 & 90 days
🩺 500+ Day-Care Procedures without any upper limits
🏡 Home Care Treatment – No limit
❤️ Organ Donor Cover
🚁 Road Ambulance & Air Ambulance
🎁 100% No-Claim Bonus
🔄 Automatic Restoration of Sum Insured
💰 Affordable Premium with Discount Options
Despite its premium features, the policy offers lower premiums compared to other plans in the same category.
Plus, multiple discount options are available:
🔹 Family Discount – If more than one member is insured
🔹 Long-Term Discount – If you take a 2-year or 3-year plan
🔹 Digital Payment Discount
🔹 Early Purchase Benefit – For younger age and early sign-up
🔹 Wellness Rewards – Stay fit and earn benefits
This means better coverage, at a lower price, with added benefits for healthy behavior.
📲 Final Thoughts
This is not just a special disease policy — it’s a complete, affordable health insurance plan that combines premium features, early coverage, and lower premiums.
No more waiting. No more rejections. Just the right protection — from the right time.
✅ Need help selecting the right option?
📞 Contact our team today for
a free consultation and plan comparison based on your current health condition and budget.
